All calculators

Loan & Mortgage Calculator

Estimate repayments and total interest for a loan repaid in equal monthly instalments.

Go to the calculator

Equal monthly repayments

Assumes the interest rate stays constant, interest is applied monthly at one-twelfth of the annual nominal rate, and each payment is made at month-end. A zero-interest loan is divided evenly over the term.

Excludes fees, insurance, overpayments, payment holidays and rate changes. Use the borrowing interest rate rather than an APR that includes fees. This is a repayment-loan illustration, not an interest-only quote or a lending offer.

Calculations run in your browser. Your entries are not stored or sent to us.